Báo QĐND: Agribank chung tay xây dựng nông thôn mới

Phong trào thi đua 'Cả nước chung sức xây dựng nông thôn mới' được triển khai thực hiện từ năm 2011 đến năm 2020, chia thành hai gia...

Phong trào thi đua 'Cả nước chung sức xây dựng nông thôn mới' được triển khai thực hiện từ năm 2011 đến năm 2020, chia thành hai giai đoạn.

Bài viết này thuộc danh mục:✅ Tài chính, được chúng tôi tổng hợp từ báo QĐND, nguồn bài: http://www.qdnd.vn/kinh-te/cac-van-de/agribank-chung-tay-xay-dung-nong-thon-moi-553859

Với vai trò trung gian tín dụng, Ngân hàng Nông nghiệp và Phát triển nông thôn Việt Nam (Agribank) đã nhanh chóng triển khai và thực hiện chính sách cho vay theo chủ trương của Chính phủ và chỉ đạo của Ngân hàng Nhà nước (NHNN). Bắt đầu với 11 xã thí điểm xây dựng nông thôn mới vào cuối năm 2011, kết thúc giai đoạn 1 của phong trào, đến ngày 30-9-2015 số xã có khách hàng vay vốn là 8.985/9.001 xã của cả nước.

Người dân xã Chiềng Ơn, huyện Quỳnh Nhai vay vốn từ Agribank để nuôi cá lồng bè trên lòng hồ Thủy điện Sơn La.

Tiếp tục triển khai giai đoạn 2 của phong trào, ngày 10-8-2016, Agribank đã ký kết chương trình hợp tác với Văn phòng Điều phối nông thôn mới Trung ương trong xây dựng nông thôn mới giai đoạn 2016 - 2020. Theo đó, Agribank tiếp tục mở rộng tín dụng và cung cấp dịch vụ ngân hàng cho các hộ sản xuất, cá nhân ở khu vực nông thôn, vùng sâu vùng xa nhằm phát triển sản xuất hàng hóa và góp phần xóa đói giảm nghèo, nâng cao thu nhập và đời sống của dân cư. Năm 2017 và đầu năm 2018, Agribank đã triển khai Đề án "Điểm giao dịch lưu động bằng ô tô chuyên dùng" tại 30 chi nhánh và sẽ tiếp tục triển khai tại 38 chi nhánh nữa. Tính đến cuối năm 2017, Agribank thực hiện cho vay với doanh số là 1.880.449 tỷ đồng, doanh số thu nợ là 1.507.465 tỷ đồng, dư nợ là 372.985 tỷ đồng, tại 8.970 xã với hơn 2,7 triệu khách hàng. Trong đó tập trung chủ yếu vào vay chi phí sản xuất nông, lâm, ngư, diêm nghiệp và đầu tư xây dựng cơ sở hạ tầng nông thôn. Nhìn chung, dư nợ cho vay nông thôn mới tăng trưởng tốt, nợ xấu ở mức thấp, kiểm soát được và luôn thấp hơn tỷ lệ nợ xấu chung toàn ngành. Bên cạnh kết quả cho vay nông thôn mới đã đạt được, từ năm 2011 đến nay, Agribank đã thực hiện công tác an sinh xã hội, hỗ trợ các địa phương xây dựng nông thôn mới như: Xây dựng nhà tình nghĩa, trường học, trạm y tế… với tổng số tiền 267 tỷ đồng.

Agribank là ngân hàng “đầu tàu” đã chủ động phối hợp với ban chỉ đạo xây dựng nông thôn mới, các ban, ngành có liên quan tại các địa phương cập nhật thông tin về tiến độ thực hiện chương trình tại các xã. Đồng thời nắm bắt và xử lý những khó khăn, vướng mắc trong quan hệ vay vốn giữa khách hàng và Agribank. Căn cứ vào các đề án xây dựng nông thôn mới đã được phê duyệt của từng địa phương, nắm bắt nhu cầu vốn tín dụng, Agribank xây dựng phương án cụ thể để đầu tư tín dụng trên địa bàn xã thí điểm. Bên cạnh đó, Agribank cũng công khai các thủ tục cho vay đối với khách hàng một cách rõ ràng, minh bạch, chủ động và ưu tiên về nguồn vốn, ban hành các cơ chế chính sách về tín dụng. Đặc biệt là nghiên cứu xây dựng quy trình, thủ tục cho vay lĩnh vực nông nghiệp, nông thôn, nông dân theo hướng đơn giản hóa để tạo điều kiện cho khách hàng dễ dàng tiếp cận nguồn vốn vay, thực hiện tư vấn cho khách hàng trong việc sử dụng vốn vay bảo đảm an toàn, hiệu quả cho cả khách hàng và ngân hàng.

Bài và ảnh: DƯƠNG TỬ

Tìm kiếm:✨

  • Agribank, Nợ xấu, TRIỂN NÔNG THÔN, Ngân hàng, Tín dụng, Dư nợ cho vay, Nông nghiệp, Giao dịch, Tăng trưởng, Năm 2017, Ngân hàng nhà nước việt nam, Giai đoạn 2, Việt nam, NÔNG THÔN MỚI, Của Dân, Xây dựng nông thôn, Thấp hơn, Hồ Thủy điện Sơn La, Hạ du, Nhà máy thủy điện, Đền ơn đáp nghĩa, Sản xuất hàng hóa, Xóa đói, Vốn vay, Chi phí sản xuất, Chung sức

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Tên

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Đọc Báo mới Mobile [Việt Nam Net, VNExpress, Bóng Đá 24h]: Báo QĐND: Agribank chung tay xây dựng nông thôn mới
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